The new COUP on WhatsApp includes a loan from NUBANK; understand

Unfortunately, cybercrime has only risen in recent days. Scammers have already invaded several sectors, including digital banks. Recently, a new fraudulent procedure was discovered.

The new scam involves digital banking nubank And offer the supposed personal loan. For this coup, a page has been created on Facebook It uses financial technology images to deceive people.

However, even the page has a sponsored stamp, nothing guarantees that it is secure. Everyone who accesses the page also finds a link that takes the user to The WhatsAppwhich is also wrong.

What did Nobank say?

According to Nubank, the Facebook page is fake. In addition, the Digital Bank confirmed that the official fintech channels in Brazil are: website, blog, and profiles (all verified) on Facebook, Instagram, Twitter, TikTok and LinkedIn.

Nobank Personal Loan

Among the various services provided by the Nubank app, Nubank launches Personal Loan for its customers. The most interesting thing is that the contractor has up to 3 months to start paying off the debt.

In this sense, the method has special conditions, which means that it is in high demand among fintech clients. See more details about Nubank credit below.

Nobank loan

In addition to the possibility of starting to repay the loan after 90 days, Nubank allows repayment of the debt in installments of up to 24 installments. You can also choose the best payment date in the app.

The service, which is only offered to people who already have a Nubank account, is easily accessible. So, to check if there is a pre-approved limit for you, just access the app and check the contract terms.

How to get a personal loan from Nobank?

See below how to rent a personal loan through the platform:

1. Open the Nubank app (available for Android and iOS);
2. Click on the “Loan” tab;
3. Select the option “Loan Simulation”;
4. inform the reason for contracting the loan;
5. set the mode;
6. Enter the desired value;
7. choose the number of installments;
8. Select the best payment date (with a grace period of up to 3 months);
9. Check the available conditions;
10. If you agree to the terms provided, complete the process.

Regarding the repayment of the Nubank personal loan, it is done monthly through the digital bank account. That is, the customer must deposit the installment amount in his account so that it will be deducted on the due date. If payment is not made on time, a fixed fine of 2% is imposed, plus interest.