Currently , nubank It is the largest digital bank in Latin America. In Brazil alone, fintech has more than 66 million customers. All this success is due to its innovative and bureaucratic services, such as the famous gold credit card, roxinho.
However, some things have changed in Grant’s process Credit card And Nubank launches R$50 limit for new customers. Now, it is necessary to open a digital account in the application and then request the tool that waives the annuities.
Nobank releases card limit
According to the information, the intention is to start a relationship with new customers by offering a very low limit, of R$50. Thus, according to the “intimacy” configuration, financial technology will provide more credit to the consumer.
However, it is important to stress that minimums are generally given to clients with medium to low scores, who do not prove much income. In this way, the credit will serve the customer to prove his commitment to pay his debts.
Tips for increasing your credit card limit
To determine the maximum value for each customer, fintech relies on algorithmic technology. In this sense, those with more favorable circumstances, such as greater purchasing power, for example, are more likely to benefit from credit.
However, in the case of those who are not in good standing, they can take some steps to obtain greater credit. Check out some tips below:
- avoid paying bills and bills overdue;
- pay on or before the due date;
- Choose the invoice due date according to your salary payment date;
- Don’t just pay the minimum bill amount, as this will activate revolving credit;
- Keep your monthly income up to date in the Nubank App;
- use your credit card frequently;
- use the card without exceeding the limit;
- You have no debts.
Nubank build a job limit
The feature that makes it possible to ‘create a limit’ was launched in February 2021. It is for users who want to apply for the card or for those who want to increase their limit. However, to access the function, you must make a deposit to use as a “prepaid” credit.
For example: A customer has a balance of R$200 on his card, but he needs R$700 to make a purchase. For the job, he needs to deposit R$500 to release the required limit usage. Thus, once the acquisition is made, the amount used will not be available.
In this way, after paying the bill, the limit will be released immediately. The job is a great way to create a relationship with Nubank, as resources provided by the organization are used.
How to build a limit in Nubank
To start Building limit at NubankSimply login to the app and follow the instructions below:
- access to the Nubank app;
- In the credit card area, click “Set Limit”;
- Then press “Reserve Limit”.
- Read the information and continue;
- select the amount you want to transfer from your account to your credit card;
- Read the terms and conditions and confirm;
- Enter the 4-digit password for your card;
- ready! Within a few moments you will be able to use your new limit.
According to Fintech, more than half of customers who use the tool correctly have been able to increase their limit in just one month. So, if you’re negative, don’t miss this opportunity to get a credit card with no annual fee.
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