October 2, 2022
Can a worker withdraw everything from inactive FGTS accounts?

Can a worker withdraw everything from inactive FGTS accounts?

Anyone with a FGTS account that has been inactive for less than three years can withdraw in certain situations

Estimated reading time: 3 Minutes

Although the Separation Compensation Fund (FGTS) is a right for a worker who works with an official contract, the deposited amount can only be withdrawn in cases provided by law, such as unfair dismissal and retirement.

However, amounts are also available for withdrawals from inactive accounts in some cases. Now look at the cases in which it is possible to withdraw.

Withdrawing FGTS into an inactive account

In short, the FGTS account becomes inactive when the worker no longer benefits from 8% of the salary, due to just cause dismissal or resignation. However, when there are accumulated amounts in this account, interest and cash corrections remain active.

Even if the account is inactive, it is possible to withdraw amounts. To do this, the beneficiary must access the tab “Withdrawal for inactivity in the FGTS system” and choose to transfer the funds to a bank account or make the refund in person at one of the branches Federal Savings Bank.

Therefore, those who have had an inactive FGTS account for less than three years can withdraw in the following cases:

  • the retirement
  • purchase of the first property;
  • dismissal without just cause;
  • dangerous diseases;
  • The death of the worker.
  • Debt repayment
  • Termination by mutual agreement between the worker and the employer;
  • When the company closes its activities;
  • Termination of the contract for force majeure reasons;
  • suspension for more than 90 days;
  • emergencies or a general disaster situation.

How do you consult?

To find out how much is available in the fund, just download the “FGTS” application, and you can also consult by phone or SMS.

Consult FGTS through the app

  • Download the app to your smartphone (available for Android And the iOS);
  • Enter the FGTS application with login and password;
  • Click “See all your accounts”;
  • Click View Extract.

FGTS Consultation by Phone

To consult the FGTS over the phone, it is necessary to have a Social Registration Number (NIS) or Citizen Card. The contact number is 0800.726.0207;

Consulting FGTS by SMS

To enable the receipt of FGTS balance by SMS, it is necessary to activate Site box and follow the steps:

  • Log in with your registered CPF and password;
  • Click “FGTS”;
  • Click “Mobile Services”;
  • Register your mobile phone number to receive SMS.

Registration can also be done through the FGTS application.

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Photo: Renato B Castello / shutterstock.com