Workers with available balance on FGTS The Fundo de Garantia do Tempo de Serviço is entitled to the income earned by the fund in the previous year. In short, profit FGTS It is a budget correction based on the interest rate applied to the federal government.
This is because while the worker does not withdraw the amounts deposited into the guaranty fund account, the government uses the resources to finance housing, infrastructure and basic sanitation.
As a result, the government annually pays the interest correction as a type of loan to workers who have a balance in FGTS. In this sense, the money holders receive an amount proportional to the amount that was in their accounts when the government borrowed.
Win FGTS in 2022
A worker who carries on an activity with an official contract and who on December 31, 2021 had a balance in the accounts linked to the fund, is entitled to a profit from FGTS In 2022. The correction of values always occurs on the last day of the year.
Practically any FGTS-linked account with a balance of more than 0.01 Brazilian riyals can receive profit, however, it is worth remembering that the higher the amount available on behalf of the factor, the greater the interest in the profit.
However, it should be noted that even if the factor pulls its values from FGTS This year, it will continue to earn profit, as the amount was corrected on December 31.
How does FGTS profit transfer work?
Since 2019, he has served as a Board of Trustees FGTS (CCFGTS) which specifies the exact rate of transfer to workers who are entitled to a profit. This happened after President Jair Bolsonaro opposed the distribution to 100% of income and later to 50%.
FGTS dividend payout dates in 2022
According to Law 13446/17, which governs the FGTS, profits must be transferred to legal workers until August 31 of the year following correction. so profit FGTS Paid annually in August will be paid to workers between August 1 and August 31, 2022.
Profits are deposited into the accounts of the guarantee fund in accordance with the amount lent to the government. But it can only be withdrawn with the total balance of FGTS. In this case, to recover the profit, the worker must fit the following situations:
- Withdrawal due to unfair dismissal;
- Withdrawal for being three years without formal contract work;
- Withdrawal at the end of the temporary contract.
- Withdrawing from buying a home.
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