The real estate fund market (FIIs) currently presents one of the greatest opportunities for passive income generation in recent years. At least this is the opinion of subject matter experts. And the reason for the prices: With the current prices, the investment needed to get an income of R$5,000 per month from investing in the fishery industry has almost halved. That is, if we consider the previous 02 years.
Surveys show that the IFIX portfolio’s theoretical dividend yield rate was 11.34% in the twelve months ending July 2022. This represents approximately 1% per month. But, how much should I invest to get an income of R$5,000 per month? Want to know? So, follow along!
How much do you invest to receive 5,000 BRL per month?
If we take into account the IFIX rate of return, you will have to invest R$528000 in manufacturing to earn R$5000 per month.
But two and a half years ago, in March 2020, the situation was different. IFIX’s theoretical portfolio earnings, at the time, reached their lowest level in the past 10 years: 6.43% in 12 months. Thus, at a lower rate, the investment required to reach an income of R$5,000 per month was almost double: about R$931,000.
Moreover, this is not the first time that IFIX’s theoretical portfolio earnings have reached double-digit levels. According to Veriato’s survey, the index’s rate of return reached its highest point in the past 10 years in March 2016, when it was 11.85% in 12 months. Specifically, this ratio required an investment of R$506,000 in fisheries industries so that the investor would have an income of R$5,000 per month.
How does the real estate fund work?
According to the data of B3, the Brazilian stock exchange, today, more than 1.7 million Brazilians invest in real estate funds. This is the alternative way these citizens have found to invest in real estate without having to buy it.
Roughly speaking, real estate trusts “take” resources in the market to acquire properties that can be rented or sold in the future. In short, this income obtained from transactions – leasing or capital gains – is distributed among the shareholders, of course, in the proportion in which each has invested.
Thus, dividends – or dividends – are deposited each month into the shareholders’ account. And the best: Resources are exempt from income tax, which is an advantage for real estate trusts.
Finally, over the years, the manufacturing market has developed so much that today there are specialized funds: from office management to negotiating rural real estate, through shopping centers, logistics warehouses, hospitals, bank branches and even cemeteries.
However, it is important to note that real estate funds are variable income investments. This means that the value of shares and the value of dividends may vary over time and according to the operations carried out by the funds.
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