Is Your Car Sending Data to Your Insurer? Uncover the Truth with Shiv Telegram Media
2 min readMany Drivers Unaware Their Internet-Connected Vehicles Share Data with LexisNexis for Personalized Insurance Coverage
Many drivers may be unaware that their internet-connected vehicles are collecting data on their driving habits and sharing it with data broker LexisNexis to create personalized insurance coverage. A recent report from The New York Times has revealed that some Chevrolet Bolt owners were surprised to discover a 258-page report on their driving habits when inquiring about insurance cost increases of up to 21%.
General Motors’ OnStar Smart Driver service, an optional service that tracks driving habits and offers safety advice through badges for safe driving, has been identified in the report. GM has confirmed sharing “select insights” with LexisNexis and stated that Smart Driver is an optional service that requires consent three times before data is shared.
Despite these reassurances, some drivers have claimed that their insurance costs increased even without enrolling in Smart Driver, leading to concerns about data privacy and transparency. However, GM has stated that customers can unenroll from Smart Driver at any time through their car’s app.
The story was updated with a comment from General Motors on March 11, 2024. Drivers who are concerned about their data privacy are advised to check if they are enrolled in Smart Driver through their car’s app and follow instructions to unenroll if desired.
This revelation highlights the importance of being informed about the data collected by internet-connected vehicles and the potential implications for insurance coverage. As technology continues to evolve, it is essential for consumers to stay vigilant about their data privacy and make informed decisions about the services they choose to use.
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