Loans of up to R$4,500 are available at Caixa TEM

In order to support residents in financial difficulty, the Federal government Withdraw up to R$4,500 his boxwhich can be accessed via pprogram digital SIM card.

a lend It is already available to some Brazilian entrepreneurs as well as to individuals, however, it is important to understand the terms of liberalization of withdrawal. Check out more information below.

a Caixa Economica Federal Develop his box In 2020 in partnership with the Federal Government. The intention was to simplify the transfer of income from social programs to their beneficiaries.

On the platform, it is currently possible to make payments, transfers, withdrawals, balance inquiries, mobile recharges and make purchases. To do this, you just need to download the application, which is available for free android that it iOS.

Find out how to apply for a Caixa TEM loan?

users his box It can check if there is any value available directly in the application. To do this, simply access the platform and click on the “Hire Caixa TEM Credit” option.

After that, citizens must specify the required amount and amount of installments and provide the required documents. However, through the application, the contract in this way Only available for individual.

Still, Small Individual Entrepreneur (MEI) They can also apply for credit, as long as it is done directly at the Caixa branch. The service is available even to those with incorrect names.

Despite this, the resources are not released to people with more than R$3,000 in debt until January 31, 2022. location From Caixa users his box All conditions for applying for a loan can be found here.

Release credit to MEI

As mentioned earlier, for MEI, the loan application must be submitted in person at an agency affiliated with Savings bank. In addition, to access the resources, it is necessary that the registration has been active for at least one year.

It should also be noted that in order to apply for this type of credit, you must have a Caixa legal entity account. However, those who do not yet have a PJ account can open it at a branch Financial institution.

For this, it is necessary to submit a Certificate of Status of Individual Small Entrepreneurs (CCMEI), the Simples Nacional Annual Declaration (DASN-SIMEI) for the last completed fiscal year, and some personal documents.

After obtaining approval from creditSmall business owners can apply for a loan from a bank branch. Once the service is contracted, the amount of money is transferred to PC account out of the box.

According to the information provided by the bank, the installments are paid through automatic debiting in the same fiat account.

Check the interest rate on the loan

Finally, according to Caixa, individual small business owners can borrow up to R$4,500, with a maximum interest rate of 3.60% per month.

Furthermore, entrepreneurs have a period of 12 to 24 months to settle a payment lend. It is worth noting that the interest rate offered In this mode it is one of the smallest on the market.