It is possible to expect the FGTS to withdraw for up to three years, but how is it done?

The Employee Separation Fund (FGTS) has created a new type of withdrawal that can be made on an annual basis, the Christmas Draw. For beneficiaries who have joined the method and have an account with Caixa Econômica Federal, it is possible Expect up to three years of FGTS withdrawal.

Anticipation is possible with obtaining loans, with Caixa Econômica Federal, which receive as security withdrawal values ​​u200bu200bbirthdays in the following years.

Be careful, however, when joining the withdrawal birthday method, as there are consequences. If you enable the option, you will not have the right to withdraw the total FGTS balance when you are disqualified. Thus, you will only receive a 40% fine deposited by the company.

Withdrawing from FGTS: How do we make progress?

Interested workers must request an amount of no less than R$2000.00. Each withdrawal, within this required amount, must be equal to or greater than 300 BRL.

Caixa Economica Federal has informed that the date of the last withdrawal It cannot exceed 999 days Calculated from contracting on credit. The interest rate for this operation is 1.09% per month.

To anticipate the withdrawal of the FGTS, the worker must meet the requirements:

• You have an account with Caixa Econômica Federal;
• be at least 18 years old;
• Must have joined service history method;
• have sufficient amounts in accounts (active or inactive);
• Clean name.

Learn how to anticipate FGTS withdrawals

The first step is to enable the option in the Caixa app. To do this, perform the following steps:

1. Enter Caixa Econômica Federal Internet Banking with your username and password;
2. Click on the “Credit” option and then choose “Annual Withdrawal Loan”;
3. Select the “Simulate” option and check the available amounts, rates and loan terms;
4. If everything is in order, check the registration information;
5. Enter the application password and confirm the operation.

Now, just wait for the funds to open and the total amount will be deposited into your Caixa account the next day.