Who can withdraw in May this month the most A new help of 1000 Brazilian riyals? First of all, it’s important to highlight that the new financial aid is part of the Digital Microcredit Simplification Program for Entrepreneurs, called SIM Digital. The microlending program will benefit individuals and individual microentrepreneurs (MEIs).
The new R$1,000 scholarship is an offer through microcredit and a loan. The expectation is that thousands of workers will be covered. The show went into effect at the end of March and has already been a hit.
The amounts to be allocated to the microlending program amount to 3 billion Brazilian reals, extracted from the Lending Compensation Fund (FGTS). The implementing agency is the Microfinance Guarantee Fund (FGM) of Caixa.
Modalities of the Microcredit Program
- singly. This method will allow access to a balance of up to 1000 BRL. The interest rate will be 1.95% per month, and the loan can be in 24 months. It should be noted that even those who are passive can get the program loan;
- Legal Entities. Here, individual micro-entrepreneurs (MEIs) benefit. The issued balance for this group can be up to R$3,000. The amount of the premiums is the same as that specified for individuals, 24 months and with a slightly higher interest rate than the first group: 1.99%. Also in the case of MEIs, only entrepreneurs with an annual gross income of R$ 360 thousand will be able to participate in the microcredit program.
How do I apply for assistance up to 1000 BRL
For individuals, microloans will be provided via mobile phone, through square his. Anyone who wants to rent the service does it automatically, however, analyzing the release should take an average of one week.
In the case of legal entities entitled to microcredit, i.e. MEIs, the contract must be requested at the actual Caixa branches. However, in a second moment, more specifically within 45 days, this group will also be able to request a contract for credit through Caixa TEm.
CAIXA unlocks up to R$3,000 through microcredit for the entire country
First of all, it is important to note that the values that can be drawn will be different.
While the MEI will be able to redeem the microcredit in an amount of up to 3 thousand Brazilian riyalsan individual may withdraw an amount of up to A thousand Brazilian riyals.
The new loan is linked to the program Digital SIM card It expects to have two proposals, as outlined.
for normal personThe loan will be fixed at R$1,000, with a monthly interest rate of 1.95% per month and 24 months for payment. To get the amount, you will not need a lot of bureaucracy, as the recruitment can be done directly through the Caixa Tem application, just agree to the terms of the loan and wait up to seven days for analysis.
about MEIThe loan can be up to R$3,000, with a monthly interest rate of 1.99% per month and 24 months for payment. In this case, the interested party must go to an agency of cashier And it will be necessary to have at least 12 months of billing for any amount with the respective CNPJ.
Therefore, the idea is that people with a “dirty” name in the market and who are having difficulties in contracting lines of credit can access the loan through the program. In addition, it seeks to formalize informal workers.
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