Learn 3 Caixa Loans That Are Better Than Caixa Credit Has

a can Econômica Federal has launched two lines of credit through Caixa Tem, an app created to enable emergency aid payments. You are loans It can range from R$300 to R$1,000, with interest rates of 3.99% per month.

Read more: 5 Banks and Financial Institutions Pay Customers for Every Referred Friend

For many experts, these rates are considered high compared to many options on the market. In the same state bank, three other lines offer much better conditions than Caixa Tem credit.

In addition, some of these alternatives are available for passive customers, while the new Caixa loan is not. interested? Then discover three more useful options from Caixa Tem.

1- Automatic CDC

The pre-approved credit line is aimed exclusively at those who already have an account with Caixa. The repayment term is up to 48 months, with an interest rate starting from 2.17% per month. Simply request an automatic CDC at your online banking or at a bank’s ATM to receive money quickly.

2 – Predict FGTS

Anyone who commits a birthday from the Separation Compensation Fund (FGTS) can pay the amount indicating up to three years of vesting. The interest rate is only 1.09% per month, with payment guaranteed by FGTS. In addition, the client can get a bonus, according to the scope of his credit.

3 – the addressee

The third option is the Caixa Payroll Loan, the interest rate of which starts at 0.94% per month, one of the lowest on the market. The product is available to retired and retired INSS, as well as employees of companies and associated bodies.