June 25, 2024

The profit from the guarantee fund has already fallen into the account, learn how to check the value

3 min read

Also find out who is entitled to the value.

On Wednesday (7/08), Caixa Econômica Federal issued a dividend payment from the Stop Compensation Fund (FGTS) to workers. The total amounted to just over R$13 billion indicating 106.7 million accounts with balance as of December 2021.

In this way, workers who have values ​​to withdraw must take advantage of the opportunity. Check below how to withdraw the amount and how to check the amount!

fund profit guarantee
Guarantee fund profits | Photo: Marcelo Camargo – Agência Brasil

Checking the profits of the guarantee fund

In short, there are three main ways to consult FGTS earnings: Through the fund’s official app (Android: https://play.google.com/store/apps/details?id=br.gov.caixa.fgts.trabalhador&hl=pt_BR&gl=US or iOS: https://apps.apple.com/br/app/fgts/id1038441027), on the official Caixa website (https://www.caixa.gov.br/beneficios-trabalhador/fgts/Paginas/default.aspx) or through Caixa Online Banking, available to customers (Android: https://play.google.com/store/apps/details?id=br.com.gabba.Caixa&hl=pt_BR&gl=US or iOS: https://apps.apple.com/br/app/caixa/id490813624).

With the FGTS app, simply:

  • Open the application and log in;
  • Inform your CPF and password and click “I am not a robot”;
  • choose the option “My FGTS”;
  • Open the account and click “View statement”;
  • Finally, the value will be available in “AC Cred Distr Result Base Year 12/2021”.

see also: ATTENTION: Caixa has already deposited FGTS earnings, see how the withdrawal works

Can I withdraw FGTS?

First of all, the worker will have the right to withdraw only if he fulfills one of the following requirements:

  • unjustified dismissal by the employer;
  • Termination of the contract for an already specified period;
  • Termination due to the death of the individual or the home business owner, bankruptcy, or invalidity of the contract;
  • Termination of the contract due to force majeure or mutual fault;
  • the retirement
  • Urgent and serious personal need, due to a natural disaster that has occurred, for example, due to a flood or rain that has struck the worker’s home, when a state of emergency or a state of public disaster has been recognized by decree of the Federal Government;
  • The death of the worker.
  • suspension of individual work;
  • The age of the worker is equal to or greater than 70 years;
  • When the worker or dependent is infected with HIV – AIDS / AIDS;
  • the worker or dependent has a malignant tumor;
  • a worker or dependent who is terminally ill due to a serious illness;
  • owning a home, amortizing or settling payments or debt part of the housing finance installments;
  • The perpetuation of the escrow account for a period of up to 3 years (without interruption) without depositing the deposits in which the concerned worker was removed until 7/13/1990.

A worker who falls into one of these subjects is entitled to FGTS benefits. Therefore, the beneficiaries should already check whether the profit has already been taken into account.

see also: Learn how to calculate how much you will get from FGTS Dividend



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