When will balances of up to 3,000 BRL be released through Caixa?

The economic situation in the country is not the best. At the moment, it is estimated that Brazil has more than 60 million defaulters, that is, citizens who cannot get credit in the market. However, Caixa Econômica Federal created and launched a new line of Credit up to 3,000 BRL.

The new type of credit developed by the bank can be contracted even by those whose names have been entered into the SPC or Serasa, for example. According to the information received from cashierOh Value up to 3 thousand Brazilian riyals It will serve about 20 million people, including those who are passive in credit protection agencies.

Initially, it is important to emphasize that CAIXA confirmed that the new method will be launched, but so far it has not revealed details about the start of the release of values. What is known at this point is that the issuance must be made via the Caixa Tem app, with low interest rates and special terms.

Loans up to 3000 BRL from Caixa

The cashier It plans to launch a line of credit in February with loans of up to R$3,000. One advantage is that no pre-employment credit analysis is required. Therefore, passive people will be able to hire.

According to the foundation, the intention is to serve more than 20 million Brazilians with the new offer. Anyway, the file cashier No further details about the loan have been released yet. However, those who urgently need credit can choose the pledge method.

Fund pledge

In this method, in order to contract the loan, the party concerned has to make a pledge, i.e. put as security some assets to ensure the repayment of the debt. Credit interest rates are low as compared to those applied in the market.

In general, in the pawn category, it is possible to place valuable items as collateral, such as: silverware, jewelry, high-value pens, watches, among others.

Real estate loan

A very common type of offshore credit is gaining traction in Brazil. It is located around lend With a property guarantee, which features the lowest interest rates ever to follow.

This type of lend It is widely used to negotiate expensive debts, such as investing in a business and carrying out personal projects, studying abroad, home renovation, and a wedding, among others.

How it works?

As its name suggests, the lend The property is used to guarantee the payment of installments. In view of this, the customer indicates to the financial institution that he does not represent the risk of default and that he is able to pay the monthly fee at low interest.

Therefore, to obtain such a loan, the interested party as a prerequisite must have real estate registered in its name, which can be residential or commercial. In addition, throughout the contract, the property remains in the name of the contractor who can still enjoy his property.

Loan Advantages

• Low interest of 1.15% per month;
• long repayment periods from 60 to 180 months;
• high values ​​​​with the loan up to 60% of the property;
• You can enjoy the property without having to sell or rent.