April 16, 2024
The exact value and time of the transfers

The exact value and time of the transfers

NS Brazilian Central Bank released a series of Pix changes. The changes are part of a package of measures to increase the security of the payment method.

Among the major changes Maximum 1000 BRL In transfers that occur overnight Between 8 pm and 6 am the next day. The limit includes debit card payments and interbank transfers.

Transfers that occur during the day will also change. In this case, the client’s limit for TEDs will be taken into account, according to the monetary authority.

According to the Director of Organization and Financial System Resolution, Joao Manuel Pinho de Mello, the goal is to dissuade criminals from carrying out hijackings with the aim of extorting money.

A user who needs to increase the transfer limit for some reason must submit an order via the digital channel.

The response period is a minimum of 24 hours and a maximum of 48 hours, which prevents an immediate increase in risk situations.

Check out others Pix changes:

  • Giving customers the ability to set different transaction limits on Pix for day and night, allowing for lower limits at night;
  • specifying that organizations offer functionality that allows users to pre-register for accounts that may receive Pix above established limits, allowing them to keep their limits low for other transactions;
  • setting a period of at least 24 hours for pre-registration of accounts via the digital channel into effect, which prevents immediate registration in case of danger;
  • Allow recipient participants of Pix to conduct a transaction for 30 minutes during the day or for 60 minutes at night to analyze the transaction risk, and inform the user of the reservation;
  • Make the mechanism, already in place and now optional, mandatory to mark in the Directory of Transaction Account Identifiers (DICT) for accounts for which there is evidence of their use in Pix fraud, including in the case of transactions between accounts held with the same participant
  • allow consultation with DICT to feed into the institutions’ fraud prevention systems, in order to reduce crimes involving the same account in other means of payment and with other banking services;
  • require Pix participants to adopt additional controls with respect to transactions involving premium accounts in DICT, including for the purpose of refusing to process them, thus combating the use of rental or “orange” accounts;
  • Require participants in electronic payment arrangements to share information in a timely manner with law enforcement authorities about transactions suspected of involvement in criminal activities;
  • require additional fraud controls from the regulated institutions, reporting to the Audit Committee and the Board of Directors or, in their absence, to the Executive Board, as well as keeping this information available to the Central Bank; And
  • They require behavioral and credit history so that companies can anticipate dues from cards with same-day payment (D+0), which reduces the occurrence of fraud.

as Pix changes, which was released last Friday (8/27), will be effective from next week.

TJ SP . Competition

notice TJ SP . Competition Posted with 845 Vacancies offered for the position legal clerkAimed at mid-level candidates.

Organized by the Vonesp Foundation, registration is open until 2 September.

PM CE . Competition

notice PM CE . Competition It was published showing 2,000 vacancies for the position of soldier, and bringing in starting salaries of up to 4,500 Brazilian Real. Those interested will have until today 15th September to apply.

TJM MG . Competition

notice TJM MG . Competition has been published. In all, there are 27 job vacancies distributed in the positions of judicial officer and judicial analyst, from middle and higher education, respectively.

The selection is organized by the Consulplan Board and entries will be available from today October 4 to November 4.

The PDF 2.0 version of the Direction + Qconcursos partnership is becoming increasingly desirable among current and future contestants. Totally innovative, it brings everything together in one place, integrates questions, solves doubts directly with teachers and is Just change the market. This tool is “Shortcut” towards approval in public tenders.

So don’t miss your chance to become an unlimited member and have access to all these benefits. Click on the image below to find out more:

Be part of a channel cable To share the news in real time! You will never be left out of the news again, Click here and share.

public competitions